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Thread: Insurance and licensing costs

Created on: 12/21/19 03:10 PM

Replies: 9

Fordtech


Fordtech's Gravatar

Location: Montreal quebec

Joined: 09/17/16

Posts: 91

Insurance and licensing costs
12/21/19 3:10 PM

Hey ZX14R owners
I am curious how much you all pay out there for plates and insurance. Only because here there is a govt insurance plan with our plates renewal every year. Also as usual the cost went up again.
Sort of considering changing bikes....as a ZX14R is considered "high risk"
I really do not want to do that as the big ZX I have always wanted....as in since that first Ninja came out in 1984....

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cruderudy


cruderudy's Gravatar

Location: RPV

Joined: 08/15/12

Posts: 1763

RE: Insurance and licensing costs
12/21/19 5:34 PM

Socialists in SoCal just charged me ~$250 for yearly registration and GEICO insurance is $600/yr full coverage




Perfectly Set up '06 dead and gone
New BBW '14 14R

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Fordtech


Fordtech's Gravatar

Location: Montreal quebec

Joined: 09/17/16

Posts: 91

RE: Insurance and licensing costs
12/22/19 6:54 AM

Thanks for the responses!
They started with "high risk" category a few years ago. The price has jumped up every year.
I am embarrassed to say how much that is now. After looking around at other bikes...not in that category like nakeds etc. Will hang on to the big 14R. Just sucks that I pay the same price as a young guy with no experience.

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Rook


Rook's Gravatar

Joined: 03/28/09

Posts: 19168

RE: Insurance and licensing costs
12/22/19 12:17 PM

That does suck!! I think each of my bikes is about $100 for six months of liability only insurance. I suspend the coverage when I put them in storage. The registration is about $100 and that lasts 4 years I think? My registrations are way overdue now so I may need to buy new plates when I get around to updating that. Another $100 I guess.



'08 MIDNIGHT SAPPHIRE BLUE flies out, full Tsukigi Cannon exhaust, BMC race filter, Muzzy's block off plates, Super Sprox 17t output sprocket, AFM 45t rear sprocket, EK zzz 530 chain, Gilles Tooling axle adjusters, PC5, Romans map, AT-200, Ignition Module, LCD-200, Speedohealer V4, Glow-Shift gauges, Illumiglow 210 mph clock faces, HM PLUS quickshifter, Factory Pro EVO Shift Star, RC's oil pump cover, Moto-D magnetic oil drain plug, MIT billet oil filler cap, Shorai 14A2 Lithium battery, Spiegler SS clutch and brake lines, HyperPro RSC steering damper, LighTech fuel tank cap, Vortex rearsets, lightweight mudflap bracket, FP Racing preload adjusters, Ohlins FGRT807 forks and KA544 shock, Carrazzeria Tri-R wheels, Bridgeport 90° valve stems, CZ 320mm front rotors, Galfer rear wave rotor, Pazzo levers, ProBots Dzus fasteners and many other bolts replaced with aluminum or Ti, Vortex mirror blocks, CRG bar end mirrors, LSL frame sliders, axle sliders, billet bar ends, 2WheelWorkz muffler

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doznkoz


doznkoz's Gravatar

Joined: 02/27/16

Posts: 147

RE: Insurance and licensing costs
12/26/19 4:50 AM

I use Progressive for my 2015 14r and liability only (minimum required by Oklahoma). Total paid for one year - $117.00. Not sure how much full comprehensive coverage would cost. They also have my home, car and truck so there are a few discounts involved. My driving record is free from any violations in the last three years and that makes a big difference. Yearly Registration costs so far are $75.00 for original tag (which goes down each year) and $9.00 for special U.S. Navy tag.

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Erikir



Joined: 10/12/15

Posts: 12

RE: Insurance and licensing costs
12/29/19 10:35 PM

BC, Canada.

Last year it was about $900 for 7 months, with liability only through ICBC, the only insurance company, which is run by the province.

Here, rates are based on displacement. Anything over 1000cc is in the maximum rate class.

I don't know what registration costs are, or what a tag is. I'm pretty sure those don't exist here.

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Sincity14



Joined: 04/20/20

Posts: 5

RE: Insurance and licensing costs
05/25/20 7:46 PM

Well I technically only have one thing working against me and that was my "time in the saddle". No tickets, 'no accidents' etc.. etc.. anyways, I gave up looking for full coverage insurance on my '16 14r, after the 5th insurance company quoted me the lowest number I had heard so far at a whopping $2,700 for a 6 month premium, you heard that right $450 per month, I rocked the liability insurance for a while. WELL THANKS TO A GOOD OL SUPER BIKE FORUM, I went down to my local state farm representative and walked out with full coverage, $250 deductables at $175 per month. Moral of my story is if your having issues avoiding the aggressive rape that insues shopping for insurance, do your self a favor and check with State Farm.

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ManiZ


ManiZ's Gravatar

Location: Denver, USA

Joined: 06/16/19

Posts: 36

RE: Insurance and licensing costs
05/26/20 12:01 AM

You are in Canada so it isn't going to help you but I also have State Farm here in the US. No issues with credit or driving/riding history and I pay $23 a month for comp with $0 deductible. I've been with them for 22 years; 10 of those with cars and bikes.

Annual registration here in Colorado is above the US national avg but I haven't had the bike for a year yet and don't recall exactly how much it was when I got the plates as that included sales tax on the bike too.


* Last updated by: ManiZ on 5/26/2020 @ 12:07 AM *



2018 ZX-14R ABS SE

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Rook


Rook's Gravatar

Joined: 03/28/09

Posts: 19168

RE: Insurance and licensing costs
05/26/20 12:08 AM

I use State Farm too.



'08 MIDNIGHT SAPPHIRE BLUE flies out, full Tsukigi Cannon exhaust, BMC race filter, Muzzy's block off plates, Super Sprox 17t output sprocket, AFM 45t rear sprocket, EK zzz 530 chain, Gilles Tooling axle adjusters, PC5, Romans map, AT-200, Ignition Module, LCD-200, Speedohealer V4, Glow-Shift gauges, Illumiglow 210 mph clock faces, HM PLUS quickshifter, Factory Pro EVO Shift Star, RC's oil pump cover, Moto-D magnetic oil drain plug, MIT billet oil filler cap, Shorai 14A2 Lithium battery, Spiegler SS clutch and brake lines, HyperPro RSC steering damper, LighTech fuel tank cap, Vortex rearsets, lightweight mudflap bracket, FP Racing preload adjusters, Ohlins FGRT807 forks and KA544 shock, Carrazzeria Tri-R wheels, Bridgeport 90° valve stems, CZ 320mm front rotors, Galfer rear wave rotor, Pazzo levers, ProBots Dzus fasteners and many other bolts replaced with aluminum or Ti, Vortex mirror blocks, CRG bar end mirrors, LSL frame sliders, axle sliders, billet bar ends, 2WheelWorkz muffler

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use2busa



Location: Dayton Ohio

Joined: 03/10/19

Posts: 25

RE: Insurance and licensing costs
05/27/20 6:41 AM

I have used state farm for years except for a short time with liberty liberty mutual...lol couldnt resist. Any way I am paying only around $40 a month for my 18 zx14r. Which is all they charged me for the busa. Liberty mutual on the other hand would not even cover the 14r. Which I thought was odd. Heck just for the heck of it I called my state farm agent and asked them about covering the h2 and they said sure. Even that was only like $50 I think it was.

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