I hate to brag about financial matters but since it's very infrequent that I have the opportunity to do so----got a cancellation due to non-payment notice on the ZX-14's policy (don't recall getting any notices prior to this). Amount due: $49.08 I called to ask why the $49 fee--that's my new premium for 6 months. I use the bike a max of 6 months/year and can suspend over winter. This bike costs money to operate but the insurance almost might as well be free!