Thanks Blue, I'm not really concerned about it though. First off, no one knows who I am, my real name is not Kruz obviously and I never posted pictures of my bike or it's damage. I could be anyone posting on a forum. Secondly, I own the machine outright, no liens, so I can legally do as I want as far as the repairs go. I could elect not to repair it at all, accept the loss of resale value, put the check in the bank and ride the bike as is. I can also have it repaired by whom and how I please using new parts, used parts off E-bay, buy parts and do it myself or whatever. They're legal obligation as the insurer is to make a fair market value assessment of the repairs, cut me a check and they're done. At least thats how it works in the state of Texas. I told the adjuster I was going to look at lower cost options other than having Kawasaki do the repairs and he said that was fine and would send the check to me rather than to the dealer. Now if there is a lien against you're bike,it's a different story. Texas law says that insurance check can only be made out to the lien holder and owner or to a repair facility and owner, both must sign. This is to protect the lien holder against loss of value in the vehicle should he have to repossess at some point. This can be waived at the insurer's option. Both of my daughters got caught driving in a hail storm and both of their vehicles were damaged. They both received repair checks and simply signed them over to the bank to pay off the loans. The bank and the insurance companies could'nt have cared less. If anyone knows any different, let me know.
* Last updated by: Kruz on 2/10/2011 @ 1:29 PM *
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