I getting ready to purchase another zx and I been looking around for insurance rates. Unfortunately only two companies on found was geico and progressive. And with both companies the average came out to be $600 a month. That's insane. I have a good driving record,I actually have to keep one since I'm a truck driver. But anyway insurance rates like this make me not even want to get a bike

State farm / thread.

How old are you? Married or single? Do you have a personal cage insured?

State Farm has by far the cheapest motorcycle inurance rates I have ever seen. I have two cars and two bikes, all with full coverage and $250 deductible, one of which is a 2013 14R. I also have a huge umbrella policy that will cover anything that the auto insurance doesn't.

The whole mess costs me less than $175 a month.

30 yrs old and single

I called everyone and found State Farm had the lowest rate for liability and uninsured motorist at $132 a year but AAA had the best rate for full coverage at $399 a year. It pays to shop around.

* Last updated by: arizcowboy on 6/7/2014 @ 8:51 AM *

State Farm thread** I got a 2013 ZX-14R SE full coverage 520.00 a year I had a hit and run in a parking lot at 1000 miles they put new parts on, some were just scratched they replace them, can't beat them right back to new that was a year ago, my new bill I just got didn't go up a dime..I'm 55 yrs old.. funny think state farm was sky high on my vtx1800c and my ins lady told they said because of motor size of 1800cc..I went with progressive 200.00 a yrs..but progressive was 2000.00 on my ZX-14R

* Last updated by: MRZX on 6/7/2014 @ 1:38 PM *

I think the rates really drop at 35. I could be wrong, though. I have been riding since earlier than that, and I don't remember anything shocking about my State Farm rates. I have never paid more than a few hundred bucks a year for any bike.

State Farm was cheaper for me also, but it depends what state you are in and other factors ...

State Farm

Looks like the OP needs to pick a more...modest...motorcycle.

I'm contemplating a ZX14. My carrier, GEICO, quoted me $889 annually for heavy coverage and $1000 deductible. Then again, I'm 38, have been licensed since I was 15 and have a clean record.

My SV650, which I've had for 13 years, costs me $205 annually with a $500 deductible.

* Last updated by: jbswear on 6/9/2014 @ 10:43 AM *

or get married :) they feel bad for you when you are married and lower your rates some.

I have Rider Insurance. I have 3 bikes with full collision and comprehensive, unisured/underinsured, stacked... with $500 deductable - 2012 ZX14R($653/yr), 2007 VFR800($220/yr), and 2001 Ducati 748($170/yr). I have 1 bike with just liablilty - a 1988 Suzuki Savage 650 ($680/yr)that my 18 year old daughter rides. Factoring out the Savage (because of an 18 year old rider), the 3 sport bikes cost me about $1k/yr with the multi-bike discount. When I bought the ZX14R, I was shocked at the quotes that I got, some over $2400/yr just for the ZX. If you live in the North East USA, try Rider Insurance, they have been good to me.

Try Foremost Insurance . For me they are cheaper than everyone else . I pay $1100.00 full covarage 2012 zx14r and I live right out side of Manhattan.

If I own and ride the BW II for 5 years, the money I saved on not paying what they want for full coverage will have paid for the bike;
Around $13-1400 per year more than liability.

* Last updated by: Danno on 6/18/2014 @ 2:56 PM *

Just had a quote for my re-newal, £130.00 for a year. 2012 ZZR1400 no mods, 50 years old, 6 years no claims, fully comprehensive insurance. I think we get the better of it over on this side of the pond!